SARFAESI & Banking Recovery

End-to-end legal support for banks, NBFCs & financial institutions

We assist banks, NBFCs, and financial institutions with:

Rows of bound law reports on a library shelf

What We Handle

From demand notice to possession

LOKLEX runs the full SARFAESI cycle for lenders — drafting and serving statutory notices, defending the borrower's challenges, and carrying the matter through DRT and DRAT to actual recovery.

  • SARFAESI legal advisory
  • Legal notices — Demand Notice, Possession Notice, Symbolic Possession
  • Section 14 applications
  • DRT litigation
  • DRAT appeals
  • Writ proceedings
  • Auction documentation
  • Recovery strategy
  • Property verification
  • Title due diligence
  • Mortgage documentation
  • Security documentation
  • One Time Settlement (OTS)
  • NPA advisory

Secured Lending

Stressed assets move on timelines, not opinions

Every SARFAESI step is clock-bound. LOKLEX tracks the statutory dates so a recovery isn't lost to a missed limitation period.

Clients We Serve

Who we serve

  • Banks
  • NBFCs
  • Housing Finance Companies
  • Co-operative Banks
  • Micro Finance Institutions
  • Asset Reconstruction Companies (ARCs)

Facing a stressed asset or recovery matter?

Talk to LOKLEX about SARFAESI advisory, DRT litigation, and recovery strategy.